[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.laodzan.cz\/pro-jakou-pujcku-se-rozhodnout\/#Article","mainEntityOfPage":"https:\/\/www.laodzan.cz\/pro-jakou-pujcku-se-rozhodnout\/","headline":"Pro jakou p\u016fj\u010dku se rozhodnout?","name":"Pro jakou p\u016fj\u010dku se rozhodnout?","description":"Pokud \u010dlov\u011bk zva\u017euje, od koho by si p\u016fj\u010dil n\u011bjak\u00e9 ty pen\u00edze na p\u0159eklenut\u00ed t\u011b\u017ek\u00fdch \u010das\u016f, m\u00e1 na v\u00fdb\u011br \u00fam\u011brn\u011b tomu, nakolik vysok\u00e9 m\u00e1 p\u0159\u00edjmy a nakolik \u010dist\u00e9 jsou jeho registry dlu\u017en\u00edk\u016f. Proto\u017ee to je t\u00edm prvn\u00edm, o co se poskytovatel\u00e9 p\u016fj\u010dek vesm\u011bs zaj\u00edmaj\u00ed. V\u0161e ostatn\u00ed u\u017e b\u00fdvaj\u00ed jen pov\u011bstn\u00e9 t\u0159e\u0161inky na dortu.Ov\u0161em co kdy\u017e si...","datePublished":"2019-09-15","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.laodzan.cz\/author\/#Person","name":"","url":"https:\/\/www.laodzan.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"laodzan.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.laodzan.cz\/wp-content\/uploads\/img_a352437_w1734_t1566984884.jpg","url":"https:\/\/www.laodzan.cz\/wp-content\/uploads\/img_a352437_w1734_t1566984884.jpg","height":0,"width":0},"url":"https:\/\/www.laodzan.cz\/pro-jakou-pujcku-se-rozhodnout\/","about":["Ekonomika"],"wordCount":420,"articleBody":"        Pokud \u010dlov\u011bk zva\u017euje, od koho by si p\u016fj\u010dil n\u011bjak\u00e9 ty pen\u00edze na p\u0159eklenut\u00ed t\u011b\u017ek\u00fdch \u010das\u016f, m\u00e1 na v\u00fdb\u011br \u00fam\u011brn\u011b tomu, nakolik vysok\u00e9 m\u00e1 p\u0159\u00edjmy a nakolik \u010dist\u00e9 jsou jeho registry dlu\u017en\u00edk\u016f. Proto\u017ee to je t\u00edm prvn\u00edm, o co se poskytovatel\u00e9 p\u016fj\u010dek vesm\u011bs zaj\u00edmaj\u00ed. V\u0161e ostatn\u00ed u\u017e b\u00fdvaj\u00ed jen pov\u011bstn\u00e9 t\u0159e\u0161inky na dortu.Ov\u0161em co kdy\u017e si pot\u0159ebuje p\u016fj\u010dit n\u011bkdo, kdo m\u00e1 p\u0159\u00edjmy jen velmi mal\u00e9 a jeho profil hyzd\u00ed i z\u00e1znam v registrech? Co m\u00e1 d\u011blat ten?Ten by rozhodn\u011b nem\u011bl zoufat. Proto\u017ee ani v takov\u00e9 situaci je\u0161t\u011b nen\u00ed v\u0161e ztraceno, nad\u011bje na p\u016fj\u010dku tu po\u0159\u00e1d je\u0161t\u011b je. Nad\u011bje, j\u00ed\u017e se \u0159\u00edk\u00e1 nebankovn\u00ed hypot\u00e9kaU t\u00e9to p\u016fj\u010dky tkv\u00ed podstata v tom, \u017ee se za ni \u010dlov\u011bk zaru\u010duje svou nemovitost\u00ed. D\u00e1 tuto jednodu\u0161e do z\u00e1stavy nebankovn\u00ed spole\u010dnosti a na opl\u00e1tku se mu m\u016f\u017ee dostat p\u016fj\u010dky a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny t\u00e9to nemovitosti. \u0158\u00edk\u00e1m \u201am\u016f\u017ee\u2018, proto\u017ee ani tato z\u00e1stava nen\u00ed je\u0161t\u011b v\u0161echno. Ov\u0161em ob\u00e1vat se net\u0159eba, proto\u017ee ani ostatn\u00ed po\u017eadavky kladen\u00e9 na \u017eadatele nejsou nesplniteln\u00e9. Krom\u011b on\u00e9 z\u00e1stavy toti\u017e mus\u00ed ten, kdo chce tuto p\u016fj\u010dku z\u00edskat, prok\u00e1zat je\u0161t\u011b i to, \u017ee m\u00e1 alespo\u0148 takov\u00e9 p\u0159\u00edjmy, z nich\u017e bude schopen spl\u00e1cet by\u0165 i jen tu nejni\u017e\u0161\u00ed mo\u017enou spl\u00e1tku, a m\u016f\u017ee si dovolit nanejv\u00fd\u0161 natolik ban\u00e1ln\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f, \u017ee mu tento nebude br\u00e1nit v budouc\u00edm spl\u00e1cen\u00ed.Ale nad lec\u010d\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko a je tud\u00ed\u017e velice pravd\u011bpodobn\u00e9, \u017ee kdo m\u016f\u017ee nab\u00eddnout takovou nemovitost, m\u00e1 v\u00edcem\u00e9n\u011b vyhr\u00e1no. Proto\u017ee nebankovn\u00ed spole\u010dnost je natolik flexibiln\u00ed, \u017ee u\u010din\u00ed v\u0161e, aby pro \u017eadatele, kter\u00fd vypln\u00ed jednoduch\u00fd online formul\u00e1\u0159 a za\u0161le po\u017eadovan\u00e9 fotografie on\u00e9 nemovitosti e-mailem k nahl\u00e9dnut\u00ed, na\u0161la p\u0159ijateln\u00e9 \u0159e\u0161en\u00ed.A kdy\u017e se toto najde, sta\u010d\u00ed jen sehnat nezbytn\u00e9 minimum byrokracie, podepsat smlouvu a zakr\u00e1tko \u010derpat z\u00edskan\u00e9 pen\u00edze.Je\u017e je pak mo\u017eno spl\u00e1cet jak po dlouhou dobu, tak t\u0159eba i p\u0159ed\u010dasn\u011b. A bez probl\u00e9m\u016f.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro jakou p\u016fj\u010dku se rozhodnout?","item":"https:\/\/www.laodzan.cz\/pro-jakou-pujcku-se-rozhodnout\/#breadcrumbitem"}]}]