[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.laodzan.cz\/pozadate-tedy-bankovni-ustav-o-pujcku-financnich-prostredku\/#Article","mainEntityOfPage":"https:\/\/www.laodzan.cz\/pozadate-tedy-bankovni-ustav-o-pujcku-financnich-prostredku\/","headline":"Po\u017e\u00e1d\u00e1te tedy bankovn\u00ed \u00fastav o p\u016fj\u010dku finan\u010dn\u00edch prost\u0159edk\u016f?","name":"Po\u017e\u00e1d\u00e1te tedy bankovn\u00ed \u00fastav o p\u016fj\u010dku finan\u010dn\u00edch prost\u0159edk\u016f?","description":"Ale to jste u\u017e ud\u011blali a bankovn\u00ed \u00fastav v\u00e1m tolik pot\u0159ebnou p\u016fj\u010dku pro za\u010d\u00e1tek va\u0161eho podnik\u00e1n\u00ed neschv\u00e1lil. Mo\u017en\u00e1 kv\u016fli p\u0159edpokl\u00e1dan\u00fdm n\u00edzk\u00fdm zisk\u016fm, nebo m\u00e1te z\u00e1znam v registru. To m\u016f\u017ee sta\u010dit k tomu, aby v\u00e1m banka p\u016fj\u010dku neschv\u00e1lila. Ale vy pot\u0159ebujete rychle pen\u00edze, abyste mohli realizovat sv\u016fj podnikatelsk\u00fd pl\u00e1n. Co nyn\u00ed ud\u011blat, kde vz\u00edt tak velkou...","datePublished":"2020-02-09","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.laodzan.cz\/author\/#Person","name":"","url":"https:\/\/www.laodzan.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"laodzan.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.laodzan.cz\/wp-content\/uploads\/img_a379980_w3288_t1591609215.jpg","url":"https:\/\/www.laodzan.cz\/wp-content\/uploads\/img_a379980_w3288_t1591609215.jpg","height":0,"width":0},"url":"https:\/\/www.laodzan.cz\/pozadate-tedy-bankovni-ustav-o-pujcku-financnich-prostredku\/","about":["Ekonomika"],"wordCount":421,"articleBody":"         Ale to jste u\u017e ud\u011blali a bankovn\u00ed \u00fastav v\u00e1m tolik pot\u0159ebnou p\u016fj\u010dku pro za\u010d\u00e1tek va\u0161eho podnik\u00e1n\u00ed neschv\u00e1lil. Mo\u017en\u00e1 kv\u016fli p\u0159edpokl\u00e1dan\u00fdm n\u00edzk\u00fdm zisk\u016fm, nebo m\u00e1te z\u00e1znam v registru. To m\u016f\u017ee sta\u010dit k tomu, aby v\u00e1m banka p\u016fj\u010dku neschv\u00e1lila. Ale vy pot\u0159ebujete rychle pen\u00edze, abyste mohli realizovat sv\u016fj podnikatelsk\u00fd pl\u00e1n. Co nyn\u00ed ud\u011blat, kde vz\u00edt tak velkou finan\u010dn\u00ed \u010d\u00e1stku? Zde m\u00e1te mo\u017enost, a to po\u017e\u00e1dat o americkou hypot\u00e9ku u nebankovn\u00ed spole\u010dnosti. Pro\u010d zrovna tam? Nikdo se u t\u00e9to spole\u010dnosti nebude pt\u00e1t, na co finan\u010dn\u00ed prost\u0159edky pot\u0159ebujete, tak\u00e9 je zde tolerance z\u00e1znamu v registrech, a nav\u00edc zde vadit nebude, \u017ee z po\u010d\u00e1tku podnik\u00e1n\u00ed budete m\u00edt n\u00edzk\u00e9 zisky. Ale nejen u t\u00e9to spole\u010dnosti, tak\u00e9 i u banky mus\u00edte dodr\u017eet podle z\u00e1kona jedno dan\u00e9 pravidlo, a to, \u017ee mus\u00edte d\u00e1t do z\u00e1stavy nemovitost. Tato do ru\u010den\u00ed dan\u00e1 nemovitost nemus\u00ed b\u00fdt ani va\u0161e, pokud \u017e\u00e1dnou nem\u00e1te, m\u016f\u017eete si za\u0159\u00eddit ru\u010den\u00ed nemovitost\u00ed t\u0159et\u00ed osobou. Ru\u010d\u00ed se r\u016fznou nemovitost\u00ed, nap\u0159\u00edklad se m\u016f\u017ee jednat o pozemek, nebo byt, \u010di chatu. Tato z\u00e1stava je to pro finan\u010dn\u00ed spole\u010dnosti z\u00e1ruka, \u017ee budete \u0159\u00e1dn\u011b svou p\u016fj\u010dku spl\u00e1cet. Po spl\u00e1cen\u00ed p\u016fj\u010den\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f je samoz\u0159ejm\u011b tato z\u00e1stava ukon\u010dena. Tady nemus\u00edte m\u00edt \u017e\u00e1dn\u00e9 obavy, v\u0161e je o\u0161et\u0159en\u00e9 na\u0161imi platn\u00fdmi z\u00e1kony a nav\u00edc, je zde kontroln\u00ed org\u00e1n st\u00e1tu, kter\u00fdm je \u010cesk\u00e1 n\u00e1rodn\u00ed banka. Tak\u017ee m\u00e1te mo\u017enost z\u00edskat hypot\u00e9ku na n\u00e1kup prostor\u016f pro podnik\u00e1n\u00ed i na n\u00e1kup pot\u0159ebn\u00fdch technologi\u00ed. Nav\u00edc mus\u00edte sp\u011bchat, u\u017e m\u00e1te p\u0159ece sv\u016fj podnikatelsk\u00fd pl\u00e1n, v\u00edte, v \u010dem budete podnikat, ale jak je zn\u00e1mo, konkurence nikdy nesp\u00ed. Nejen pro v\u00e1\u0161 za\u010d\u00e1tek podnik\u00e1n\u00ed, ale schv\u00e1lenou hypot\u00e9ku lze pou\u017e\u00edt i k tomu, \u017ee z p\u016fj\u010den\u00fdch pen\u011bz zaplat\u00edte p\u0159\u00edpadn\u00e9 nedoplatky, kter\u00e9 se mohou vyskytnout na zdravotn\u00edm i soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed va\u0161ich zam\u011bstnanc\u016f, nebo je pou\u017eijete na v\u00fdplatu jejich mezd.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Po\u017e\u00e1d\u00e1te tedy bankovn\u00ed \u00fastav o p\u016fj\u010dku finan\u010dn\u00edch prost\u0159edk\u016f?","item":"https:\/\/www.laodzan.cz\/pozadate-tedy-bankovni-ustav-o-pujcku-financnich-prostredku\/#breadcrumbitem"}]}]